List Of Vehicle Models APA Won’t Issue Comprehensive Covers

APA Insurance Company has published a list of car models that it will no longer cover over what it terms as misuse of the vehicles.

The insurance company said it will not offer comprehensive covers for Toyota models Wish, Vitz, Probox and Fielder.

Others are Honda (Stream, Fit, Airwave), Suzuki (Swift), Mazda (Demio, Axela) and Nissan (Tiida, Vanette, Wingroad).

According to Ashok Shah, the chief executive of APA’s parent firm Apollo Investments Limited, the vehicles should be registered as taxis due to the frequent use of the cars in carrying passengers.

“Like many other underwriters, we do not insure vehicles which can be used to carry passengers. These have to be insured as taxis/buses. The models are blacklisted due to the wrong usage of the subject vehicles,” said Shah.

This comes barely a week after GA Insurance Limited published a list of vehicle models that they won’t underwrite on comprehensive basis.

In a memo to its business partners, the insurance company explained that they had incurred losses while covering such vehicles.

The company noted that these vehicles’ usage has been misemployed and turn out to be a challenge when settling claims.

GA stated that the decision is to ensure smooth running of the business.

The vehicle models are Toyota Probox, Toyota Succeed, Toyota Sienta, Toyota Passo, Toyota Porte and all Suzuki models valued below KSh 1 million.

“We count on your support and understanding in the implementation of these changes,” the company said in part.