List Of Mobile Banking Apps In Kenya

By Dickens Luvanda
Mobile banking is a service provided by a financial institution such as a bank by allowing its customers to conduct financial transactions from any point using a device such as a smartphone or a tablet.

Mobile banking has transformed Kenya’s banking sector, making it easier for cash handlers to save their monies with various financial institutions right from their comforts.

This has prompted almost every bank in Kenya to roll out mobile banking services, some even making downloaded apps for this service.

The list of the mobile banking apps include:

MCo-op Cash

It is a service by the Cooperative Bank of Kenya which enables customers to access their Co-op Bank accounts through their mobile phones.

The app allows one to deposit or save money, send money to another MCo-op Cash account, send money to other mobile money services such as M-PESA, apply and pay for a loan, withdraw money at a Co-op Agent or Co-op ATM, buy airtime for any mobile number, and pay bills. It also allows one to pay for their insurance covers.


This app by the Kenya Commercial Bank (KCB) is available in both Kenya and Rwanda.

It has a solid encryption that safeguards the customers’ details, where users are required to input their password before authentication of any transaction.

Customers using the app can pay utilities, transfer funds across bank accounts and make e-commerce transactions.

Eazzy Banking

The mobile banking app was introduced by Equity Bank.

Eazzy Banking app allows customers to deposit or withdraw cash, send money to another Eazzy Banking app account, withdraw money from an Eazzy agent, buy airtime as well as pay bills.

Ecobank Mobile Banking

The app by Ecobank enables customers to send and receive money, open digital accounts, pay utility bills among other services.

Barclays Mobile App

Barclays Bank also ventured into mobile banking to satisfy its customers’ need.

With the application being available on the Google play store for android smartphone users, the app serves both personal and business customers after download and installation.

CFC mobile banking app

The application by CFC Stanbic Bank allows users to transfer money from their accounts to M-PESA accounts and vice versa.

It also allows payment of utility bills, transfer funds between Stanbic Bank accounts, top up your mobile phones, request a salary advance, request for a chequebook and so on.


Family Bank introduced this mobile banking platform to allow its customers to transact using their mobile phones and also through a USSD code *325#.

PesaPap allows customers to check bank account balances on both account and loans, transfer funds, request for mini and or full statements, chequebooks, debit card and apply for loans.

With PesaPap, users are also able to pay for utility bills and purchase airtim.

Mfukoni App

The app by SBM Bank can be found on android app store, IOS, Blackberry OS and can also be accessed through a USSD short code *275#.


The app by NIC Bank offers customers with all the banking services they would want through their smart phones.

They include opening online accounts, online cheques deposits, balance enquiry and funds transfer in real-time.


National Bank customers with non-internet enabled mobile phones can use NatMobile mobile banking services by dialing USSD Code *625#.

They can purchase airtime, request for account balances, funds transfer, pay utility bills, open accounts, deposit funds among other services.